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Building Brighter Futures: Children's Savings Accounts in Illinois

August 22, 2017

In 2009, the Illinois General Assembly created a bipartisan task force to explore a CSA program in the state. The task force recommended that a savings account should be opened automatically at birth for every child born in Illinois, using the Bright Start Direct College Savings Program as the savings vehicle.This report examines what it will take to make these recommendations a reality. To better understand the Bright Start program and how to make it an effective savings tool for all families, we look at how Illinoisans are currently using Bright Start, and explore the challenges low-income families and families of color face in using Bright Start to save for college. We also examine how a CSA program could impact the racial wealth gap in Illinois. Finally, we make policy recommendations for the design and implementation of a CSA program to help Illinois families save for higher education.

Asset Building & Financial Security

2015 Policy Priorities

March 11, 2015

Overview of the 2015 policy priorities for the policy and advocacy team at Heartland Alliance for Human Needs and Human Rights. Heartland Alliance advocates for policies and programs that help end poverty and create opportunity. A strong and sustainable state budget is central to that effort. We support revenue solutions to advance a sustainable state budget, as well as policies that value work, enable Illinoisans to care for their families, and expand justice and opportunity.

Como Pagar las Primas (Premium) del Seguro Medico a traves del Mercado de Seguros Medicos de Illinois

December 1, 2013

Esta guia compara las diferentes formas de pago disponibles para los consumidores. Debido a que su seguro de salud podria ser suspendido si los pagos mensuales no se reciben a tiempo, es importante que usted elija una opcion de pago que sea lo mas facil posible para que usted pague a tiempo. Para ayudar a facilitar el pago, se puede abrir una cuente de cheques en un banco o cooperativa de credito en su comunidad.

Asset Building & Financial Security; Healthcare

Starting Strong for Community Health! Connecting the Unbanked to Coverage

October 28, 2013

This presentation explains the unique barriers to health insurance that exist for the unbanked in Illinois and what options exist for assisting this population as they seek to get covered under the Affordable Care Act (ACA).Learning Objectives:Understand why people are unbanked and the unique challenges they faceExplore the payment methods available for people paying for their health insurance premium on the Illinois Health Insurance MarketplaceLearn about resources to help residents become banked

Asset Building & Financial Security; Healthcare; Poverty

Savings Barriers & Policy Solutions: Illinois 529 Bright Start Program

November 16, 2012

This presentation discusses child savings accounts (CSAs) and policy changes that can encourage children from low-income families to pursue secondary education.

Asset Building & Financial Security; Education; Poverty; Safety Net & Human Services

Comments on Department of Education Proposed Priorities for Gear Up: College Savings Account Research Demonstration Project

June 29, 2012

This is a letter with public comments in response to the United States Department of Education's public notice on the Gaining Early Awareness and Readiness for Undergraduate Programs (GEAR UP) -- College Savings Account Research Demonstration Project.

Asset Building & Financial Security; Education; Poverty

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